Accesibilidad al crédito para microempresarias dueños de abastecedores, bazares, carnicerías, sodas y talleres (Cantones Central de Heredia, Santo Domingo de Heredia y Aguirre de Puntarenas)
Fecha
2010-04
Autores
Aguilar Delgado, Meylin
Arias García, Marlen
Picado Vega, Maritza
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Editor
Universidad Nacional, Costa Rica
Resumen
En la actualidad el mundo está atravesando por una época en la impera un capitalismo desmedido, el consumismo se apodera de la vida de las personas y las grandes corporaciones dominan los movimientos de capital, esto ha obligado a que las empresas deban responder a las necesidades de los consumidores o clientes y para lograr enfrentarse de una manera positiva a estos obstáculos, se ha comprobado la necesidad de ejecutar acciones planificadas, para lograr mantenerse en un mercado tan competitivo. Las microempresas desempeñan un papel decisivo en el crecimiento de la economía de nuestro país y en la creación de puestos de trabajo. Son un factor clave de estabilidad y su capacidad para adaptarse a los ciclos económicos las convierte, además, en claro objetivo de la política económica. La disponibilidad de recursos financieros en condiciones adecuadas de costo y oportunidad constituyen uno de los limitantes de las microempresas para que puedan ser más competitivas y enfrentarse a la realidad actual. De allí, que la finalidad del presente trabajo de investigación, busca documentar, la accesibilidad de las microempresas al crédito.
Nowadays the world is going through a period of unbridled capitalism, consumerism is taking over people's lives and large corporations dominate the movement of capital, this has forced companies to respond to the needs of consumers or customers and in order to face these obstacles in a positive way, it has proven necessary to implement planned actions, in order to stay in such a competitive market. Microenterprises play a decisive role in the growth of our country's economy and in the creation of jobs. They are a key factor of stability and their ability to adapt to economic cycles also makes them a clear target of economic policy. The availability of financial resources under adequate conditions of cost and opportunity is one of the constraints for microenterprises to become more competitive and face the current reality. Hence, the purpose of this research work is to document the accessibility of microenterprises to credit.
Nowadays the world is going through a period of unbridled capitalism, consumerism is taking over people's lives and large corporations dominate the movement of capital, this has forced companies to respond to the needs of consumers or customers and in order to face these obstacles in a positive way, it has proven necessary to implement planned actions, in order to stay in such a competitive market. Microenterprises play a decisive role in the growth of our country's economy and in the creation of jobs. They are a key factor of stability and their ability to adapt to economic cycles also makes them a clear target of economic policy. The availability of financial resources under adequate conditions of cost and opportunity is one of the constraints for microenterprises to become more competitive and face the current reality. Hence, the purpose of this research work is to document the accessibility of microenterprises to credit.
Descripción
Presentado ante el Instituto de Estudios del Trabajo (IESTRA9
Palabras clave
PEQUEÑAS EMPRESAS, CRÉDITO, RECURSOS FINANCIEROS, ADMINISTRACIÓN FINANCIERA, ECONOMÍA, FINANCIAL RESOURCES, FINANCIAL ADMINISTRATION, SMALL BUSINESSES, CREDIT, ECONOMY