Precios medios o marginales, ¿se equivocó la SUGEF con la tasa propuesta de usura?
Fecha
2020-01-28
Autores
Vargas Alfaro, Leiner
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Editor
La República
Resumen
En el debate reciente sobre la usura las instancias técnicas del mercado financiero han jugado un papel bastante gris, mostrando los síntomas de una clara captura regulatoria. Primero fue Cubero y su escasa transparencia al mostrar en solitario una metodología del Banco Central que nunca fue validada desde la Junta Directiva y que, claramente ponía la tasa de usura a un nivel de mercado que formalizaba la usura en 67%. Luego de esta deslucida y poco técnica propuesta, el debate se ha centrado en los trabajos de la SUGEF, entidad que forma parte del conglomerado del Banco Central
In the recent debate on usury, the technical bodies of the financial market have played a rather gray role, showing the symptoms of a clear regulatory capture. First it was Cubero and his scarce transparency by showing alone a methodology of the Central Bank that was never validated by the Board of Directors and that clearly set the usury rate at a market level that formalized usury at 67%. After this lackluster and not very technical proposal, the debate has focused on the work of SUGEF, an entity that is part of the Central Bank conglomerate
In the recent debate on usury, the technical bodies of the financial market have played a rather gray role, showing the symptoms of a clear regulatory capture. First it was Cubero and his scarce transparency by showing alone a methodology of the Central Bank that was never validated by the Board of Directors and that clearly set the usury rate at a market level that formalized usury at 67%. After this lackluster and not very technical proposal, the debate has focused on the work of SUGEF, an entity that is part of the Central Bank conglomerate
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ECONOMIA, REGULACION, COSTA RICA, SUGEF